The accident is required to be involuntary, i.e. The object subject to insurance should not be in the event of combustion such as coal in the event that it is used as a driving force or in heating where it is in a state of ignition and is not considered a fire in the insurance sense, but in the case of storage and was not used, its ignition is considered a fire in the insurance sense.Ĥ. Financial losses resulting from exposure of objects to fire with the intention of heating or drying are not considered fire in the insurance sense, and also, self-ignition that does not result in flame or heat is not considered a fire in the insurance sense.ģ. That there be an actual and apparent ignition of any visible eye.Ģ. ![]() The fire is every apparent ignition accompanied by flame and heat, and it arises involuntarily on the part of the owner of the danger, and results in a financial loss.įrom this definition we find that there are some conditions that must be met in the fire in order for it to be considered a fire in the insurance sense, namely:ġ. The definition of fire in the insurance sense:
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